About Us
About Michael Pendergist – Mortgage Solutions Built on Trust
At Michael Pendergist, we believe that securing a mortgage should be a transparent, empowering experience—not an overwhelming one. With a strong foundation in Arvada, Colorado, and licensing across Wyoming, Arizona, Texas, Florida, Missouri, California, and Kansas, we provide personalized home financing solutions tailored to meet the diverse needs of individuals, families, and investors throughout the region. Whether you’re buying your first home, refinancing, or building your real estate portfolio, our focus remains the same: deliver clarity, confidence, and results.
Our approach is rooted in education, honesty, and one-on-one support. We take the time to understand each client’s financial goals and help them navigate the complexities of loan options including VA, FHA, DSCR, USDA, Jumbo, Bank Statement Loans, and more. Our commitment to service doesn’t stop at loan approval—we walk with you from the very first call to the day you receive your keys (and beyond). It’s mortgage lending redefined: accessible, efficient, and built entirely around you.
Michael Pendergist was founded on the belief that everyone deserves the opportunity to own property and build wealth through real estate—regardless of background, credit challenges, or income type. That’s why we offer flexible loan programs like Down Payment Assistance, Renovation Loans, and Fix and Flip Loans, helping clients in Arvada and all our licensed states turn their housing dreams into reality. We don’t just process loans—we build financial futures.
We also understand that your time is valuable, which is why our tools and process are designed for modern life. From digital applications and instant document uploads to personal check-ins and loan updates, our technology works hand-in-hand with our human touch. You get the speed and convenience of online lending with the warmth and reliability of a trusted advisor.
Above all, we’re here for you—whether you’re searching for your first home, moving to a new state, or growing your rental portfolio. At Michael Pendergist, we don’t just deliver loan approvals—we build long-term relationships grounded in trust, communication, and results. Let’s make home happen, together.
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Your Trusted Lending Partner from Arvada to the Coasts
At Michael Pendergist, we’re more than just mortgage professionals—we’re advocates for your homeownership journey. From Arvada, Colorado to cities across Florida, Texas, California, and beyond, we provide clear, honest lending solutions that empower our clients to make confident, well-informed decisions. Every loan we craft is customized, thoughtful, and rooted in decades of real-world experience.
