Your Home, Your Future — Backed by Expertise
Enjoy Your Retirement Without the Demands of Monthly Mortgage Payments.*
At Michael Pendergist, we make the journey to homeownership clear, accessible, and personal. Serving clients in Arvada, Colorado and across Wyoming, Arizona, Texas, Florida, Missouri, California, and Kansas, we offer expert mortgage solutions for every stage of life—from first-time homebuyers to seasoned investors.
Personalized Loan Solutions
the best in the business
Your Path to Homeownership Starts Here
At Michael Pendergist, we understand that buying a home is one of the most significant milestones in your life. That’s why we’re committed to guiding clients in Arvada, Colorado and across Wyoming, Arizona, Texas, Florida, Missouri, California, and Kansas through a smooth, transparent, and rewarding mortgage process. Whether you’re a first-time buyer or a seasoned investor, we provide loan solutions tailored to your goals and financial needs.
We take pride in educating our clients throughout every step—from application to closing. Our personalized approach ensures you’re not just a number; you’re a valued homeowner in the making. By offering a diverse portfolio of mortgage products including conventional loans, FHA, VA, USDA, jumbo loans, and more, we provide options for nearly every situation.

Loan Solutions for Every Lifestyle
Smart Mortgage Solutions Built Around You
At Michael Pendergist, we believe every home loan should reflect your unique goals, lifestyle, and financial picture. That’s why we offer tailored mortgage programs—including FHA, VA, USDA, Jumbo, DSCR, and more—designed to meet the needs of homeowners and investors across Colorado, Wyoming, Arizona, Texas, Florida, Missouri, California, and Kansas.
Trusted Mortgage Guidance—Locally Rooted, Nationally Skilled
Michael Pendergist is more than just a mortgage professional—we’re your advocate in the lending process. With strong roots in Arvada, Colorado and active licensing across Wyoming, Texas, Florida, Arizona, Kansas, Missouri, and California, our service is both local and far-reaching.
Experience That Moves You Forward
With deep mortgage expertise and personalized service, Michael Pendergist helps clients across Arvada, Colorado and seven other states navigate the home financing process with confidence and ease.
Solutions for Every Buyer
From first-time homebuyers to seasoned investors, we offer a wide range of loan programs tailored to fit your financial goals—no matter where you are on your homeownership journey.
Where Home Loans Meet Human Connection
We’re more than mortgage professionals—we’re your trusted partner. Count on us for honest advice, flexible options, and responsive service in Arvada, Colorado, Wyoming, Arizona, Texas, Florida, Missouri, California, and Kansas.
contact us
Opening Doors to Possibility, One Mortgage at a Time
Whether you’re buying your first home, refinancing for a better rate, or expanding your real estate portfolio, Michael Pendergist is here to guide you with clarity and confidence. Proudly serving Arvada, Colorado, Wyoming, Arizona, Texas, Florida, Missouri, California, and Kansas, we provide mortgage solutions designed to fit your vision and lifestyle.